Disintermediation: Peer-to-Peer Lending Versus Traditional Lending
Thursday, March 6, 2014
1:00 PM - 2:30 PM ET
Peer-to-peer (P2P) lending platforms are evolving quickly, and the entrepreneurs behind the platforms recognize that individuals today are more familiar with computers and cloud storage than with loan officers and savings passbooks and that those same individuals are ready, willing and able to borrow and lend online.
P2P lending is an example of current ﬁnancial innovation that fits within a broad trend of technological disintermediation in the credit and equity markets, including parallel developments in microﬁnance, afﬁnity lending, social lending and crowdfunding. The P2P value proposition is straightforward: facilitate the ﬂow of capital from knowledgeable lenders to qualified borrowers by creating user-friendly, online platforms. The faculty presenting this program will explore the implications of that value proposition.
- Understand the current state of the P2P lending industry in the United States and the economic opportunities within that market
- Learn about the legal and regulatory challenges of P2P lending and the outlook for future growth.
- Find out about the increased interest of hedge funds and investment professionals in P2P lending and the rapid evolution of P2P lending from consumer finance to an investor-to-peer model or an investor-to-business model from industry experts.
Who would benefit most from attending this program?
Securities law and ligation practitioners; attorneys who advise their clients about alternative investments; corporate attorneys, and telecommunications and Internet law practitioners.
Program Level: Intermediate
Prerequisite: A general understanding of finance and securities issues.
CPE Delivery Method: Group Internet-Based Live
Field of Study: Specialized Knowledge and Applications
Recommended CPE Credit: 1.5 credits
Anticipated CLE Credit: 1.5 credits (may vary based on from which jurisdiction requested)